0% intro APR for 18 months from account opening on purchases and balance transfers. After the intro period, a variable APR of Min. of (+) and. 0% APR. Some balance transfer credit cards come with a 0% APR for a limited time. This means you can temporarily not pay interest while you pay down your. An introductory APR, or intro APR for short, refers to a 0% or low interest rate that a credit card company offers a new cardholder for a limited amount of. Many credit card companies offer zero-percent or low-interest balance transfers to invite you to consolidate your debt on one credit card. The promotional. A balance transfer is a transaction that enables you to move existing debt to a new credit card. The purpose of a balance transfer is to get a lower interest.
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If you transfer your borrowing to a card with a low promotional/introductory interest rate – sometimes 0% – you could cut your monthly interest payments, so you.